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Learning LibraryPlain-language lessons across every money topic — read, watch, and go as deep as you want.OWN YouthFinancial literacy for the next generation — built for youth, parents and teachers.
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Territory 06 · Benefits

The hidden paycheck — and the benefits you may be missing.

Two quiet sources of value: everything your employer provides on top of salary, and the government credits and programs your household may be missing. Both are value you may already have earned and not be using.

Underused — Employer benefits beyond salary — health, matching and protection — are commonly underused.

Lessons

  • Reading your total-rewards statement — Easy · 5 min read
  • How employer matching works, and what it's typically worth — Core · 4 min read
  • Government benefits your household may be missing — Core · 6 min read
  • Using health and paramedical coverage fully — Easy · 4 min read

Reads

  • The paycheque you can't see — Featured · 5 min read
  • Found money: credits and rebates — Article · 5 min read
  • Making the most of an HSA — Article · 4 min read

Charts

  • Total rewards breakdown — See how this reads for the sample household
  • Benefits opportunity map — Where value commonly goes unused
  • Found-money tracker — ranked by estimated value

Open Employee Benefits in the app